High deductible community private

I’m a freelancer, living in Los Angeles, California. My life is hectic and my schedule even worse! I make it a point to make time for myself, as difficult as that might be, so I’m always looking for ways to improve my quality of health and life. This includes educating myself about anything I put into my body. When searching for info on migraine medication, I found this great article on prescription versus generic drugs at a website called toddshealthinsurance.com.

The fifth, and latest, health care reform proposal was approved by the Senate Finance Committee on Tuesday, October 13th.

The bill gives tax credits to low- and middle-class individuals and families to help offset the expense of purchasing health insurance. It also expands Medicaid. Its greatest strength, however, lies in its design to restructure the privatized insurance system, which currently allows for insurance companies to deny coverage for, or based on, pre-existing conditions, raise rates arbitrarily, and cancel policies altogether when injury or disease prove to be costly to treat.

If you are declined, we will go over your options at that time. Based on the reason for decline, we could appeal the decision, or simply apply to another carrier in Southern California. Since most carriers use similar underwriting guidelines, we will want to address the health issue or issues in question to give you the best possible chance of a favorable outcome next time around.

This bill, along with the bill passed by the Senate Health Committee in July, will ultimately become part of a compromise bill put to debate on the Senate floor.

If you live in Southern California and are currently uninsured, or considering changing your policy, Todd is a health insurance agent in the Los Angeles area with more than fifteen years of experience. He will work to find health coverage that fits your needs and budget. Consultations are FREE.

Todd also works to help those looking for health insurance coverage (and offers free consultations). He’s been able to find affordable health care for students, freelancers and the unemployed looking at COBRA as their only option.

What a relief to find a Californian working to help other Californians through this health care crisis and hard economic times!




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